Credit card reddit.

Valero, a popular gas station chain across the United States, has recently launched a new credit card program. The Valero New Card is designed to offer customers more benefits and ...Mar 8, 2024 · We came across very few instances of the profane or hyperbolic language so prevalent on today’s social media platforms. The following credit cards received favorable comments from Redditors. 1. Bank of America® Customized Cash Rewards credit card. at Bank Of America’s secure website. Any debit card should be halal. If ur talking about financing, there are a lot of credit card providers that offer 0% APR for first 12 months. Unfortunately, pretty much all credit card providers will charge you interest if you’re late on payments so make sure to pay them on time.Curious if anyone has solved this issue. The apple credit card has 3 different card numbers. Physical, Digital, and Apple Pay. I guess someone hacked my account and signed up for reoccurring Family Club Now (Scam) monthly. Goldman Sacks cannot do anything about things paid for by Apple Pay as this number cannot be reset.I learned a new way to budget, how to get discounts on my bills, and how to get free stuff online. These and other tips have helped me save $2,500 this year already. …

The United Quest card is actually more valuable at virtually any budget (you get an annual flight credit AND 3x on flights vs 2x for the Explorer). Butttt the best approach is to get the Explorer first, then 1-2 years later get the quest (depending when you are eligible for the SUB). That way, over a span of 4 years, you have amassed 140k+ in ...

Reddit Recommendations For the Best Cash Back Cards. The following cash back cards get the nod from multiple Reddit users. Most charge no annual fee and …

Dec 8, 2021 · sxiom. •. Citi Double Cash (2% flat-rate cash back - 1% after purchase, 1% after paying off balance, $25 minimum redemption, 3% FTF) - No SUB, but you can get another Citi Credit Card like the Premier which has a SUB and then after a year downgrade it to the Double Cash.Users share their opinions and experiences on different credit cards for various spending categories and purposes. See the pros and cons of cash back, travel, dining, and …Remember card companies only view the risk of you running up debt in a Covid world, not you chasing sign ups/rewards and paying in full. One card every 6 months is generally considered safe. Too many applications in a short period of time may look like risky behavior, even with decent credit.Feb 27, 2024 · Annual fee: $0. Other benefits and drawbacks: The Wells Fargo Autograph℠ Card also offers an introductory 0% APR: 0% introductory APR on purchases for 12 months from account opening. A variable ...

A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...

IMO, credit always, debit never. As a [very happy] long-time customer: Using a debit or credit card on AliExpress is generally safe. AliExpress uses secure payment methods, such as Escrow, which holds the payment in a secure account until the order has been delivered and confirmed as satisfactory by the buyer.

CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you need an advice on closing/opening a credit card, improving your credit scores, removing inaccurate information from your report, qualifying for a new card/mortgage ... Citi Custom Cash, which has a 5% category based on your highest spend of the month. The idea is you put everything on it, and it averages out to be somewhere around 2-3% back. Citi is an awful bank though, so be warned. US Bank Cash+ is also a top tier card with 5% back on utilities/internet. Whether you use your healthcare credit card to cover treatments and procedures not covered by insurance, CareCredit can help. We may be compensated when you click on product links,...A subreddit for everything about credit cards in the Philippines. ⬇️See More Menu for FAQs and pinned posts. Members Online Unemployed since Q4 2023Curious if anyone has solved this issue. The apple credit card has 3 different card numbers. Physical, Digital, and Apple Pay. I guess someone hacked my account and signed up for reoccurring Family Club Now (Scam) monthly. Goldman Sacks cannot do anything about things paid for by Apple Pay as this number cannot be reset.With the Gemini Credit Card, you can earn rewards in bitcoin, ethereum or 40+ other cryptos currently available on Gemini. It’s the only credit card that deposits your crypto rewards immediately1. That means the crypto you earn lands in your Gemini account the instant you swipe, not a month later. No need to time the …

A ghost credit card is a credit card number assigned to a business department available for use by multiple employees. Ghost credit cards are sometimes issued in lieu of a traditio... Best rewards credit cards of December 2023. 6. bureaucracynow. • 3 mo. ago. I recommend the fidelity Visa card. You get unlimited 2% cash back on everything. You can deposit the rewards directly into a brokerage account or use the extra cash however you want. 5. goheels815. I read this in a 12 year old Reddit comment, but it sounds like a good game plan based on my limited knowledge. “Everything you need to know about financial planning, courtesy of Scott Adams (Dilbert) • Make a will. • Pay off your credit cards. • Get term life insurance if you have a family to support. • Fund your 401(k) to the maximum.I'll probably change it to Credit card instead. 1. AvailableParking. • 1 yr. ago. Same, naapproved ako then 10 days pa raw yung physical card the only problem is the virtual card isn't working anywhere, they said to wait 24 hours but it's been 5 days hindi pa rin gumagana yung virtual card.Feb 20, 2022 · Late to the party here, but if I have a non secured Discover It Student Card, then this would not apply to me, correct? I assume my next step with Discover would be a credit line increase request. I’m 4 months in, have kept revolving credit between $60 and $600 (learned recently to keep it lower or pay it down lower before the statement comes … A comprehensive guide for understanding credit and credit cards, covering the basics of credit score, credit usage, credit limit, and rewards. Learn how to use credit cards responsibly and improve your credit score with tips and examples.

Oldest credit card account age with you as the primary name on the account: 5 years, 4 months Number of personal credit cards approved for in the past 6 months: 0 Number of personal credit cards approved for in the past 12 months: 0 Number of personal credit cards approved for in the past 24 months: 0 Annual income $: $55K CATEGORIES

Jul 27, 2021 · Bank of America has 2 secured card options that earn cash back: The Unlimited Cash Rewards Secured card earns you a flat 1.5% cash back on purchases. The Customized Cash Rewards Secured card earns 3% cash back in your choice of categories like gas, dining, online shopping, etc; 2% cash back at grocery stores, and 1% cash back …It's charge card limit v. credit card. I guess the point I should highlight is that Amex is easier to replenish after 5/24. Chase will somewhat bound you to velocity, esp early on. There are also perks grocery stores provide that office may not. Again, highly dependent on the person, their geography, and the options they have.Mar 16, 2022 · Using these Credit Cards will guarantee the most money back into your pockets. In no particular order, you have: Chase Freedom Unlimited + Chase Freedom Flex. Both have a 5% cash back bonus category for GAS as a welcome bonus for a year, that ends soon. So get this card soon if you haven't already. …Template for Card Recommendation Requests: Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, …Feb 27, 2024 · 0% intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 20.49% - 29.24% applies. Balance transfer fee of up to 5% (min. $5) of the amount of each ...Apr 25, 2017 · I raised my credit score from 546 to 720 in 4 months thanks to you guys. Credit. Hello everyone, first let me say THANK YOU. It is thanks to you that I finally, for the first time in my life, have control of my finances and can breath easier. I wanted to share my story in the hopes that someone else who was in a similar situation as me, might ...Not a big repost complainer but this "credit card" usually makes it to the front page of r/funny once a month with the same comments "lol dude you left your info on it" and "that's copyright infringement they won't let you that. i'm getting internet old, apparently. Reply reply.Reddit Recommendations For the Best Cash Back Cards. The following cash back cards get the nod from multiple Reddit users. Most charge no annual fee and …

Otherwise, the Barclays and Citi AA business cards are solid. Citi's card is 65k miles/$4k spend with a waived 1st year fee; Barclays is tiered - 50k miles/$1k spend in 90 days + an additional 30k miles for an additional $5k spend in the 1st year, 1st year fee not waived. wasabi_21 • 2 yr. ago. Thank you for this thorough breakdown.

First, you will be hit with a lot of late fees and interestes charges and most likely you will eventually have charge offs. They can file a law suit against you and they make seek a judgement if you have any actual assets. You will need to figure out how you are going to take care of emergencies without credit cards.

Apr 23, 2022 · There are no "deals", no cashback, no free insurance here. In reality, this "free stuff" is paid for by the credit card user themselves, through relatively large merchant fees - or as another way of looking at it, wealthy people with good cards are taking money from hands of less well off people who don't get credit card benefits but still have to … 2024 Credit Card Recommendations. Card Recommendation Request (Template Used) Current Cards: •Bank Americard Platinum Plus Mastercard (rarely use, currently 0 balance) •Unlimited Cash Rewards Visa Signature (really the only card I regularly use for 1.5% cash back) •Customized Cash Rewards World MasterCard (used for the initial $200 offer ... NYC launches $53M program to hand out pre-paid credit cards to migrant families. "A family of four, for instance, could be provided nearly $1,000 each month, which comes out to $35 per day for food. Cards will get re-filled every 28 days." "It’ll start with a group of 500 migrant families in short-term hotel stays and will replace the current ...The Bank of America® Unlimited Cash Rewards Secured Credit Card * also earns flat-rate rewards while rebuilding your credit. A security deposit of $200 to $5,000 is required to open your account ...Sep 21, 2022 · The card can do up to 3% and has some other account bonuses. ApprehensiveRip9624. This is a good no frills no AF credit card. If you are a person who does not want to deal with categories, invests with Fidelity, and travel/airline/hotel rewards are of lesser value, this card is for you.Dec 5, 2023 ... About Reddit · Advertise · Help · Blog · Careers ... Best card for your choice is the HSBC VISA Platinum card ... Using Cash, Credit Car...The package offers a couple of additional niceties (e.g. a debit card with 0.5% cashback, free withdrawal from all ATMs in the country, and no fees for online transaction conversions, the credit card gets you in a couple of EU airport lounges, etc.), but even without that, focused usage can make the package a pretty good deal. MembersOnline. •. Graztine. A List of Credit Cards Good For Most People. Discussion. Hello! I've been trying to figure out what credit card I should get next, so started to make a list of all of the ones that would give me good long term value. So I thought it might be a useful list to share. Budgeting money directly to the credit card category is primarily used when you first setup the credit card to budget for the starting balance, and to pay off unbudgeted debt from a previous month. I'd recommend doing it the way nYNAB suggests. I do 100% of our spending on CC and pay in full. Create CC as CC accounts.Dec 25, 2023 ... When you use a credit card, you are essentially borrowing money that you will have to pay back later, usually with interest. Credit cards can be ...

2 days ago · CIBC Select Visa* Card. Annual fee. 29. Welcome offer. Transfer your credit card balance. Get 0% interest for up to 10 months with a 1% transfer fee and a first year annual fee rebate. Terms and conditions apply. go to site. GadgetronRatchet. •. It you are an Amazon Prime member, and pay for prime, and you do not intend to cancel your prime account any time soon. The Amazon Prime Credit card is an absolute no brainer, it's essentially a no annual fee card that earns 5% back on Amazon. Reply reply. 500 (Debt) *.05 (Rate you must pay) = $25 (How much you must give them.) And with the Double 5 figure, it remains how much more you add to what you have spend. Assuming you haven't put anything new on the card, you still owe $500 in this example. you pay the $25 dollar minimum, and still own $500.Instagram:https://instagram. vans winter shoesseresto cat collarsid meiers civilization beyond earthcheap dishwasher Nov 11, 2023 ... ... credit card again until the credit line is paid off. Bank credit lines usually charge half the interest of a credit card. ... Meta/Reddit Website ...Jan 8, 2022 · Annual fees are worth it if your math checks out. I.e Tangerine offers 2% back on two categories (or three if you bank with them) with no annual fee. CIBC Dividend Infinite offers 4% cashback on gas and groceries, 3% on restaurants, transportation, recurring payments and1% on everything else for $120 a year. most reliable hybrid suvdubai restaurants List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent ( non-promotional) 3% category cashback. We omitted cards with an annual fee. An annual fee card that often comes up is the American Express Blue Cash Preferred. small sedans Dec 8, 2021 · sxiom. •. Citi Double Cash (2% flat-rate cash back - 1% after purchase, 1% after paying off balance, $25 minimum redemption, 3% FTF) - No SUB, but you can get another Citi Credit Card like the Premier which has a SUB and then after a year downgrade it to the Double Cash.Jul 27, 2021 · Bank of America has 2 secured card options that earn cash back: The Unlimited Cash Rewards Secured card earns you a flat 1.5% cash back on purchases. The Customized Cash Rewards Secured card earns 3% cash back in your choice of categories like gas, dining, online shopping, etc; 2% cash back at grocery stores, and 1% cash back …Feb 27, 2024 · The Bank of America® Unlimited Cash Rewards credit card is a no-nonsense card that offers flat-rate cash back on all purchases. For those who qualify for Preferred Rewards, the card quickly moves ...